Adams County, IA

Comprehensive housing, income, and cost of living data for Adams County, Iowa. Population: 3.7K.

Median Home Price
$141.2K

Based on 1 cities

Median Household Income
$68.8K

Annual household income

Price-to-Income Ratio
2.1x

Highly affordable

Salary Needed to Buy
$38.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,479

Average annual amount

Effective Tax Rate
1.05%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$714
Property Tax$123
Insurance$58.83
Total Monthly$896
Historical Home Prices
2016
$92.3K
2017
$94.5K
+2.3%%
2018
$94.1K
-0.5%%
2019
$99.9K
+6.2%%
2020
$112.5K
+12.5%%
2021
$120.6K
+7.2%%
2022
$133.4K
+10.6%%
2023
$136.2K
+2.1%%
2024
$143.4K
+5.3%%
2025
$152.9K
+6.6%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.6%%

Below national average

Population Density
9

People per square mile

Homicide Rate
0.0

null (per 100K residents)

Political Lean (2020)
Competitive

R+2

Racial Demographics

White
94.8%
Black
0.4%
Hispanic
0.7%
Asian
0%
Two or More Races
3.4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
50°F

Annual average

Sunny Days
175

Days per year

Annual Rainfall
36.2"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 20/100

January Low
17°F

Average winter low

July High
81°F

Average summer high

Frequently Asked Questions

What is the median home price in Adams County, IA?

The median home price in Adams County, Iowa is $141.2K. The price-to-income ratio is 2.1x, meaning the median home costs 2.1 times the median household income.

What salary do you need to buy a home in Adams County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $38.4K per year to buy the median home in Adams County, IA. Monthly housing costs break down to $714 for mortgage, $123 for property tax, and $58.83 for insurance.

What is the property tax rate in Adams County?

The effective property tax rate in Adams County is 1.05%, which comes to approximately $1,479 per year on the median home.

What is the median household income in Adams County?

The median household income in Adams County, Iowa is $68.8K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.6%%.

Is Adams County a good place to live?

Adams County, Iowa has a population of 3.7K. Housing affordability is strong with a price-to-income ratio of 2.1x. The climate averages 50 degrees F with 175 sunny days per year. Compare Adams County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.