Adams County, IL

Comprehensive housing, income, and cost of living data for Adams County, Illinois. Population: 65.6K.

Median Home Price
$189.4K

Based on 9 cities

Median Household Income
$65.0K

Annual household income

Price-to-Income Ratio
2.9x

Highly affordable

Salary Needed to Buy
$53.2K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,461

Average annual amount

Effective Tax Rate
1.30%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$958
Property Tax$205
Insurance$78.91
Total Monthly$1,242
Historical Home Prices
2015
$127.5K
2016
$139.1K
+9.2%%
2017
$137.0K
-1.6%%
2018
$134.8K
-1.6%%
2019
$142.3K
+5.6%%
2020
$149.9K
+5.3%%
2021
$156.9K
+4.7%%
2022
$169.8K
+8.2%%
2023
$174.6K
+2.9%%
2024
$167.2K
-4.3%%
2025
$173.2K
+3.6%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.6%%

Near national average

Population Density
77

People per square mile

Homicide Rate
3.3

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
90.3%
Black
3.5%
Hispanic
2%
Asian
0.7%
Two or More Races
3.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
53°F

Annual average

Sunny Days
191

Days per year

Annual Rainfall
39.2"

Inches per year

Natural Disaster Risk
High Risk

Score: 64/100

January Low
8°F

Average winter low

July High
77°F

Average summer high