Adams County, IN

Comprehensive housing, income, and cost of living data for Adams County, Indiana. Population: 35.8K.

Median Home Price
$244.4K

Based on 4 cities

Median Household Income
$63.1K

Annual household income

Price-to-Income Ratio
3.9x

Moderately affordable

Salary Needed to Buy
$62.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,295

Average annual amount

Effective Tax Rate
0.53%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,236
Property Tax$108
Insurance$102
Total Monthly$1,446
Historical Home Prices
2015
$114.2K
2016
$120.6K
+5.5%%
2017
$126.8K
+5.2%%
2018
$133.6K
+5.4%%
2019
$142.4K
+6.6%%
2020
$153.7K
+7.9%%
2021
$170.8K
+11.1%%
2022
$188.7K
+10.5%%
2023
$203.3K
+7.7%%
2024
$217.2K
+6.9%%
2025
$232.1K
+6.8%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.5%%

Below national average

Population Density
106

People per square mile

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
92.8%
Black
0.4%
Hispanic
4.7%
Asian
0.3%
Two or More Races
1.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
51°F

Annual average

Sunny Days
160

Days per year

Annual Rainfall
40.2"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 52/100

Frequently Asked Questions

What is the median home price in Adams County, IN?

The median home price in Adams County, Indiana is $244.4K. The price-to-income ratio is 3.9x, meaning the median home costs 3.9 times the median household income.

What salary do you need to buy a home in Adams County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $62.0K per year to buy the median home in Adams County, IN. Monthly housing costs break down to $1,236 for mortgage, $108 for property tax, and $102 for insurance.

What is the property tax rate in Adams County?

The effective property tax rate in Adams County is 0.53%, which comes to approximately $1,295 per year on the median home.

What is the median household income in Adams County?

The median household income in Adams County, Indiana is $63.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.5%%.

Is Adams County a good place to live?

Adams County, Indiana has a population of 35.8K. Housing affordability is strong with a price-to-income ratio of 3.9x. The climate averages 51 degrees F with 160 sunny days per year. Compare Adams County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.