Baker County, FL

Comprehensive housing, income, and cost of living data for Baker County, Florida. Population: 28.0K.

Median Home Price
$294.5K

Based on 3 cities

Median Household Income
$70.8K

Annual household income

Price-to-Income Ratio
4.2x

Moderately affordable

Salary Needed to Buy
$74.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,410

Average annual amount

Effective Tax Rate
0.48%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,489
Property Tax$118
Insurance$123
Total Monthly$1,729
Historical Home Prices
2015
$149.5K
2016
$161.1K
+7.7%%
2017
$173.5K
+7.7%%
2018
$188.5K
+8.6%%
2019
$203.3K
+7.9%%
2020
$226.4K
+11.3%%
2021
$270.7K
+19.6%%
2022
$296.9K
+9.7%%
2023
$294.1K
-0.9%%
2024
$299.8K
+1.9%%
2025
$304.4K
+1.5%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.1%%

Below national average

Population Density
48

People per square mile

Homicide Rate
6.0

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
77.7%
Black
11.5%
Hispanic
3.7%
Asian
0.8%
Two or More Races
6.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
69°F

Annual average

Sunny Days
212

Days per year

Annual Rainfall
51.3"

Inches per year

Natural Disaster Risk
Low Risk

Score: 13/100

January Low
20°F

Average winter low

July High
84°F

Average summer high