Banks County, GA

Comprehensive housing, income, and cost of living data for Banks County, Georgia. Population: 18.4K.

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Median Home Price

$342.7K

Based on 3 cities

Median Household Income

$68.8K

Annual household income

Price-to-Income Ratio

5.0x

Moderately affordable

Salary Needed to Buy

$86.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,586

Average annual amount

Effective Tax Rate

0.46%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,733

Property Tax$132

Insurance$143

Total Monthly$2,008

Historical Home Prices

2015

$139.9K

2016

$146.2K

+4.5%%

2017

$159.4K

+9.0%%

2018

$174.1K

+9.2%%

2019

$190.9K

+9.6%%

2020

$218.4K

+14.4%%

2021

$265.2K

+21.4%%

2022

$303.0K

+14.2%%

2023

$319.1K

+5.3%%

2024

$333.9K

+4.6%%

2025

$347.1K

+3.9%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

2.7%%

Below national average

Population Density

People per square mile

Homicide Rate

13.7

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+1

Racial Demographics

White

86.6%

Black

1.7%

Hispanic

6.9%

Asian

1.4%

Two or More Races

3.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

61°F

Annual average

Sunny Days

194

Days per year

Annual Rainfall

53.4"

Inches per year

Natural Disaster Risk

Low Risk

Score: 12/100

January Low

9°F

Average winter low

July High

82°F

Average summer high

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