Bay County, FL
Comprehensive housing, income, and cost of living data for Bay County, Florida. Population: 181.1K.
Housing & Finance
Demographics & Economics
Racial Demographics
Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.
Climate & Environment
Frequently Asked Questions
What is the median home price in Bay County, FL?
The median home price in Bay County, Florida is $302.5K. The price-to-income ratio is 4.3x, meaning the median home costs 4.3 times the median household income.
What salary do you need to buy a home in Bay County?
Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $76.9K per year to buy the median home in Bay County, FL. Monthly housing costs break down to $1,530 for mortgage, $138 for property tax, and $126 for insurance.
What is the property tax rate in Bay County?
The effective property tax rate in Bay County is 0.55%, which comes to approximately $1,653 per year on the median home.
What is the median household income in Bay County?
The median household income in Bay County, Florida is $70.2K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.0%%.
Is Bay County a good place to live?
Bay County, Florida has a population of 181.1K. Housing affordability is moderate with a price-to-income ratio of 4.3x. The climate averages 68 degrees F with 217 sunny days per year. Compare Bay County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.