Bear Lake County, ID

Comprehensive housing, income, and cost of living data for Bear Lake County, Idaho. Population: 6.4K.

Median Home Price
$419.8K

Based on 4 cities

Median Household Income
$67.3K

Annual household income

Price-to-Income Ratio
6.2x

Less affordable

Salary Needed to Buy
$102.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,061

Average annual amount

Effective Tax Rate
0.25%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$2,123
Property Tax$88.42
Insurance$175
Total Monthly$2,386
Historical Home Prices
2015
$180.7K
2016
$165.9K
-8.2%%
2017
$178.1K
+7.4%%
2018
$199.2K
+11.8%%
2019
$212.9K
+6.9%%
2020
$249.2K
+17.1%%
2021
$342.0K
+37.2%%
2022
$373.8K
+9.3%%
2023
$370.2K
-1.0%%
2024
$373.7K
+0.9%%
2025
$377.7K
+1.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.9%%

Below national average

Population Density
7

People per square mile

Political Lean (2020)
Competitive

R+2

Racial Demographics

White
93.1%
Black
0.3%
Hispanic
3.7%
Asian
0.3%
Two or More Races
1.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
41°F

Annual average

Sunny Days
178

Days per year

Annual Rainfall
22.0"

Inches per year

Natural Disaster Risk
Low Risk

Score: 7/100

January Low
40°F

Average winter low

July High
92°F

Average summer high

Frequently Asked Questions

What is the median home price in Bear Lake County, ID?

The median home price in Bear Lake County, Idaho is $419.8K. The price-to-income ratio is 6.2x, meaning the median home costs 6.2 times the median household income.

What salary do you need to buy a home in Bear Lake County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $102.3K per year to buy the median home in Bear Lake County, ID. Monthly housing costs break down to $2,123 for mortgage, $88.42 for property tax, and $175 for insurance.

What is the property tax rate in Bear Lake County?

The effective property tax rate in Bear Lake County is 0.25%, which comes to approximately $1,061 per year on the median home.

What is the median household income in Bear Lake County?

The median household income in Bear Lake County, Idaho is $67.3K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.9%%.

Is Bear Lake County a good place to live?

Bear Lake County, Idaho has a population of 6.4K. Housing affordability is challenging with a price-to-income ratio of 6.2x. The climate averages 41 degrees F with 178 sunny days per year. Compare Bear Lake County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.