Benton County, IA

Comprehensive housing, income, and cost of living data for Benton County, Iowa. Population: 25.7K.

Median Home Price
$256.2K

Based on 15 cities

Median Household Income
$84.7K

Annual household income

Price-to-Income Ratio
3.0x

Moderately affordable

Salary Needed to Buy
$69.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,627

Average annual amount

Effective Tax Rate
1.03%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,296
Property Tax$219
Insurance$107
Total Monthly$1,621
Historical Home Prices
2015
$155.5K
2016
$160.5K
+3.2%%
2017
$165.3K
+3.0%%
2018
$170.0K
+2.8%%
2019
$181.8K
+6.9%%
2020
$191.8K
+5.5%%
2021
$204.7K
+6.7%%
2022
$223.7K
+9.3%%
2023
$232.4K
+3.8%%
2024
$246.2K
+6.0%%
2025
$259.4K
+5.4%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.8%%

Below national average

Population Density
36

People per square mile

Homicide Rate
14.8

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
94.7%
Black
0.4%
Hispanic
1.9%
Asian
0.2%
Two or More Races
2.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
48°F

Annual average

Sunny Days
180

Days per year

Annual Rainfall
36.8"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 29/100

January Low
19°F

Average winter low

July High
83°F

Average summer high

Frequently Asked Questions

What is the median home price in Benton County, IA?

The median home price in Benton County, Iowa is $256.2K. The price-to-income ratio is 3.0x, meaning the median home costs 3.0 times the median household income.

What salary do you need to buy a home in Benton County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $69.5K per year to buy the median home in Benton County, IA. Monthly housing costs break down to $1,296 for mortgage, $219 for property tax, and $107 for insurance.

What is the property tax rate in Benton County?

The effective property tax rate in Benton County is 1.03%, which comes to approximately $2,627 per year on the median home.

What is the median household income in Benton County?

The median household income in Benton County, Iowa is $84.7K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.8%%.

Is Benton County a good place to live?

Benton County, Iowa has a population of 25.7K. Housing affordability is strong with a price-to-income ratio of 3.0x. The climate averages 48 degrees F with 180 sunny days per year. Compare Benton County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.