Black Hawk County, IA

Comprehensive housing, income, and cost of living data for Black Hawk County, Iowa. Population: 131.0K.

Median Home Price
$227.5K

Based on 11 cities

Median Household Income
$64.6K

Annual household income

Price-to-Income Ratio
3.5x

Moderately affordable

Salary Needed to Buy
$63.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,790

Average annual amount

Effective Tax Rate
1.23%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,150
Property Tax$233
Insurance$94.79
Total Monthly$1,478
Historical Home Prices
2015
$120.5K
2016
$119.8K
-0.6%%
2017
$120.8K
+0.9%%
2018
$124.9K
+3.3%%
2019
$131.9K
+5.7%%
2020
$136.6K
+3.5%%
2021
$144.7K
+5.9%%
2022
$157.6K
+8.9%%
2023
$166.0K
+5.3%%
2024
$173.9K
+4.7%%
2025
$180.6K
+3.9%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.9%%

Below national average

Population Density
232

People per square mile

Homicide Rate
4.7

Low (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
78.8%
Black
9.5%
Hispanic
5%
Asian
2.4%
Two or More Races
3.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
47°F

Annual average

Sunny Days
171

Days per year

Annual Rainfall
37.1"

Inches per year

Natural Disaster Risk
High Risk

Score: 77/100

January Low
19°F

Average winter low

July High
83°F

Average summer high

Frequently Asked Questions

What is the median home price in Black Hawk County, IA?

The median home price in Black Hawk County, Iowa is $227.5K. The price-to-income ratio is 3.5x, meaning the median home costs 3.5 times the median household income.

What salary do you need to buy a home in Black Hawk County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $63.3K per year to buy the median home in Black Hawk County, IA. Monthly housing costs break down to $1,150 for mortgage, $233 for property tax, and $94.79 for insurance.

What is the property tax rate in Black Hawk County?

The effective property tax rate in Black Hawk County is 1.23%, which comes to approximately $2,790 per year on the median home.

What is the median household income in Black Hawk County?

The median household income in Black Hawk County, Iowa is $64.6K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.9%%.

Is Black Hawk County a good place to live?

Black Hawk County, Iowa has a population of 131.0K. Housing affordability is strong with a price-to-income ratio of 3.5x. The climate averages 47 degrees F with 171 sunny days per year. Compare Black Hawk County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.