Blackford County, IN

Comprehensive housing, income, and cost of living data for Blackford County, Indiana. Population: 12.1K.

Median Home Price
$134.6K

Based on 2 cities

Median Household Income
$47.6K

Annual household income

Price-to-Income Ratio
2.8x

Highly affordable

Salary Needed to Buy
$34.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$779

Average annual amount

Effective Tax Rate
0.58%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$680
Property Tax$64.92
Insurance$56.07
Total Monthly$801
Historical Home Prices
2015
$64.3K
2016
$68.2K
+6.1%%
2017
$70.0K
+2.5%%
2018
$70.7K
+1.1%%
2019
$74.9K
+5.9%%
2020
$82.0K
+9.4%%
2021
$97.8K
+19.2%%
2022
$107.1K
+9.5%%
2023
$112.8K
+5.3%%
2024
$123.3K
+9.3%%
2025
$130.4K
+5.8%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.3%%

Below national average

Population Density
73

People per square mile

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
94.2%
Black
0.5%
Hispanic
2.2%
Asian
0.2%
Two or More Races
2.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
52°F

Annual average

Sunny Days
188

Days per year

Annual Rainfall
41.1"

Inches per year

Natural Disaster Risk
Low Risk

Score: 9/100

January Low
27°F

Average winter low

July High
88°F

Average summer high

Frequently Asked Questions

What is the median home price in Blackford County, IN?

The median home price in Blackford County, Indiana is $134.6K. The price-to-income ratio is 2.8x, meaning the median home costs 2.8 times the median household income.

What salary do you need to buy a home in Blackford County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $34.3K per year to buy the median home in Blackford County, IN. Monthly housing costs break down to $680 for mortgage, $64.92 for property tax, and $56.07 for insurance.

What is the property tax rate in Blackford County?

The effective property tax rate in Blackford County is 0.58%, which comes to approximately $779 per year on the median home.

What is the median household income in Blackford County?

The median household income in Blackford County, Indiana is $47.6K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.3%%.

Is Blackford County a good place to live?

Blackford County, Indiana has a population of 12.1K. Housing affordability is strong with a price-to-income ratio of 2.8x. The climate averages 52 degrees F with 188 sunny days per year. Compare Blackford County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.