Bond County, IL

Comprehensive housing, income, and cost of living data for Bond County, Illinois. Population: 16.8K.

Median Home Price
$146.4K

Based on 7 cities

Median Household Income
$61.6K

Annual household income

Price-to-Income Ratio
2.4x

Highly affordable

Salary Needed to Buy
$43.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,612

Average annual amount

Effective Tax Rate
1.78%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$740
Property Tax$218
Insurance$61.00
Total Monthly$1,019
Historical Home Prices
2015
$107.9K
2016
$103.7K
-3.8%%
2017
$109.6K
+5.7%%
2018
$109.1K
-0.4%%
2019
$115.6K
+5.9%%
2020
$126.6K
+9.5%%
2021
$132.2K
+4.4%%
2022
$136.5K
+3.3%%
2023
$141.0K
+3.3%%
2024
$149.4K
+6.0%%
2025
$152.8K
+2.3%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.2%%

Near national average

Population Density
44

People per square mile

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
86.4%
Black
6.7%
Hispanic
3.8%
Asian
0.5%
Two or More Races
1.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
55°F

Annual average

Sunny Days
201

Days per year

Annual Rainfall
42.7"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 36/100

January Low
8°F

Average winter low

July High
77°F

Average summer high

Frequently Asked Questions

What is the median home price in Bond County, IL?

The median home price in Bond County, Illinois is $146.4K. The price-to-income ratio is 2.4x, meaning the median home costs 2.4 times the median household income.

What salary do you need to buy a home in Bond County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $43.7K per year to buy the median home in Bond County, IL. Monthly housing costs break down to $740 for mortgage, $218 for property tax, and $61.00 for insurance.

What is the property tax rate in Bond County?

The effective property tax rate in Bond County is 1.78%, which comes to approximately $2,612 per year on the median home.

What is the median household income in Bond County?

The median household income in Bond County, Illinois is $61.6K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.2%%.

Is Bond County a good place to live?

Bond County, Illinois has a population of 16.8K. Housing affordability is strong with a price-to-income ratio of 2.4x. The climate averages 55 degrees F with 201 sunny days per year. Compare Bond County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.