Bonner County, ID

Comprehensive housing, income, and cost of living data for Bonner County, Idaho. Population: 48.0K.

Median Home Price
$614.3K

Based on 16 cities

Median Household Income
$65.2K

Annual household income

Price-to-Income Ratio
9.4x

Less affordable

Salary Needed to Buy
$150.2K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,716

Average annual amount

Effective Tax Rate
0.28%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$3,106
Property Tax$143
Insurance$256
Total Monthly$3,505
Historical Home Prices
2015
$258.6K
2016
$275.1K
+6.4%%
2017
$299.6K
+8.9%%
2018
$324.1K
+8.2%%
2019
$352.1K
+8.6%%
2020
$427.0K
+21.3%%
2021
$571.7K
+33.9%%
2022
$601.3K
+5.2%%
2023
$602.2K
+0.1%%
2024
$616.0K
+2.3%%
2025
$623.1K
+1.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.8%%

Below national average

Population Density
28

People per square mile

Homicide Rate
3.8

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
90.1%
Black
0.3%
Hispanic
3.6%
Asian
0.6%
Two or More Races
4.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
44°F

Annual average

Sunny Days
184

Days per year

Annual Rainfall
36.5"

Inches per year

Natural Disaster Risk
High Risk

Score: 77/100

January Low
38°F

Average winter low

July High
93°F

Average summer high

Frequently Asked Questions

What is the median home price in Bonner County, ID?

The median home price in Bonner County, Idaho is $614.3K. The price-to-income ratio is 9.4x, meaning the median home costs 9.4 times the median household income.

What salary do you need to buy a home in Bonner County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $150.2K per year to buy the median home in Bonner County, ID. Monthly housing costs break down to $3,106 for mortgage, $143 for property tax, and $256 for insurance.

What is the property tax rate in Bonner County?

The effective property tax rate in Bonner County is 0.28%, which comes to approximately $1,716 per year on the median home.

What is the median household income in Bonner County?

The median household income in Bonner County, Idaho is $65.2K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.8%%.

Is Bonner County a good place to live?

Bonner County, Idaho has a population of 48.0K. Housing affordability is challenging with a price-to-income ratio of 9.4x. The climate averages 44 degrees F with 184 sunny days per year. Compare Bonner County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.