Boundary County, ID

Comprehensive housing, income, and cost of living data for Boundary County, Idaho. Population: 12.3K.

Median Home Price
$444.9K

Based on 3 cities

Median Household Income
$62.4K

Annual household income

Price-to-Income Ratio
7.1x

Less affordable

Salary Needed to Buy
$109.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,433

Average annual amount

Effective Tax Rate
0.32%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$2,249
Property Tax$119
Insurance$185
Total Monthly$2,554
Historical Home Prices
2015
$183.6K
2016
$201.1K
+9.5%%
2017
$220.4K
+9.6%%
2018
$238.8K
+8.3%%
2019
$259.5K
+8.7%%
2020
$312.4K
+20.4%%
2021
$444.6K
+42.3%%
2022
$447.4K
+0.6%%
2023
$431.9K
-3.5%%
2024
$435.0K
+0.7%%
2025
$442.5K
+1.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.5%%

Below national average

Population Density
10

People per square mile

Homicide Rate
19.6

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
87%
Black
0.7%
Hispanic
5.6%
Asian
1.6%
Native American
1.6%
Two or More Races
3.4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
42°F

Annual average

Sunny Days
175

Days per year

Annual Rainfall
38.9"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 26/100

January Low
38°F

Average winter low

July High
92°F

Average summer high

Frequently Asked Questions

What is the median home price in Boundary County, ID?

The median home price in Boundary County, Idaho is $444.9K. The price-to-income ratio is 7.1x, meaning the median home costs 7.1 times the median household income.

What salary do you need to buy a home in Boundary County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $109.5K per year to buy the median home in Boundary County, ID. Monthly housing costs break down to $2,249 for mortgage, $119 for property tax, and $185 for insurance.

What is the property tax rate in Boundary County?

The effective property tax rate in Boundary County is 0.32%, which comes to approximately $1,433 per year on the median home.

What is the median household income in Boundary County?

The median household income in Boundary County, Idaho is $62.4K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.5%%.

Is Boundary County a good place to live?

Boundary County, Idaho has a population of 12.3K. Housing affordability is challenging with a price-to-income ratio of 7.1x. The climate averages 42 degrees F with 175 sunny days per year. Compare Boundary County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.