Bradford County, FL

Comprehensive housing, income, and cost of living data for Bradford County, Florida. Population: 27.8K.

Median Home Price
$237.6K

Based on 4 cities

Median Household Income
$59.7K

Annual household income

Price-to-Income Ratio
4.0x

Moderately affordable

Salary Needed to Buy
$59.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,022

Average annual amount

Effective Tax Rate
0.43%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,202
Property Tax$85.17
Insurance$99.01
Total Monthly$1,386
Historical Home Prices
2015
$109.8K
2016
$116.0K
+5.7%%
2017
$127.0K
+9.5%%
2018
$137.0K
+7.9%%
2019
$144.3K
+5.3%%
2020
$163.8K
+13.5%%
2021
$192.8K
+17.7%%
2022
$225.2K
+16.8%%
2023
$233.0K
+3.4%%
2024
$239.9K
+3.0%%
2025
$235.4K
-1.9%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.5%%

Below national average

Population Density
95

People per square mile

Homicide Rate
7.7

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
72.6%
Black
17.3%
Hispanic
4.9%
Asian
0.9%
Two or More Races
4.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
69°F

Annual average

Sunny Days
196

Days per year

Annual Rainfall
52.0"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 37/100

January Low
20°F

Average winter low

July High
85°F

Average summer high

Frequently Asked Questions

What is the median home price in Bradford County, FL?

The median home price in Bradford County, Florida is $237.6K. The price-to-income ratio is 4.0x, meaning the median home costs 4.0 times the median household income.

What salary do you need to buy a home in Bradford County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $59.4K per year to buy the median home in Bradford County, FL. Monthly housing costs break down to $1,202 for mortgage, $85.17 for property tax, and $99.01 for insurance.

What is the property tax rate in Bradford County?

The effective property tax rate in Bradford County is 0.43%, which comes to approximately $1,022 per year on the median home.

What is the median household income in Bradford County?

The median household income in Bradford County, Florida is $59.7K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.5%%.

Is Bradford County a good place to live?

Bradford County, Florida has a population of 27.8K. Housing affordability is strong with a price-to-income ratio of 4.0x. The climate averages 69 degrees F with 196 sunny days per year. Compare Bradford County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.