Cedar County, IA

Comprehensive housing, income, and cost of living data for Cedar County, Iowa. Population: 18.5K.

Median Home Price
$219.9K

Based on 8 cities

Median Household Income
$79.1K

Annual household income

Price-to-Income Ratio
2.8x

Highly affordable

Salary Needed to Buy
$60.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,433

Average annual amount

Effective Tax Rate
1.11%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,112
Property Tax$203
Insurance$91.62
Total Monthly$1,406
Historical Home Prices
2015
$140.2K
2016
$145.8K
+4.0%%
2017
$149.8K
+2.7%%
2018
$155.0K
+3.5%%
2019
$164.5K
+6.1%%
2020
$174.2K
+5.9%%
2021
$195.7K
+12.4%%
2022
$212.8K
+8.7%%
2023
$215.8K
+1.4%%
2024
$228.3K
+5.8%%
2025
$238.0K
+4.3%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.5%%

Below national average

Population Density
32

People per square mile

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
93.8%
Black
0.5%
Hispanic
2.6%
Asian
0.5%
Two or More Races
2.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
49°F

Annual average

Sunny Days
164

Days per year

Annual Rainfall
37.8"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 22/100

Frequently Asked Questions

What is the median home price in Cedar County, IA?

The median home price in Cedar County, Iowa is $219.9K. The price-to-income ratio is 2.8x, meaning the median home costs 2.8 times the median household income.

What salary do you need to buy a home in Cedar County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $60.3K per year to buy the median home in Cedar County, IA. Monthly housing costs break down to $1,112 for mortgage, $203 for property tax, and $91.62 for insurance.

What is the property tax rate in Cedar County?

The effective property tax rate in Cedar County is 1.11%, which comes to approximately $2,433 per year on the median home.

What is the median household income in Cedar County?

The median household income in Cedar County, Iowa is $79.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.5%%.

Is Cedar County a good place to live?

Cedar County, Iowa has a population of 18.5K. Housing affordability is strong with a price-to-income ratio of 2.8x. The climate averages 49 degrees F with 164 sunny days per year. Compare Cedar County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.