Cerro Gordo County, IA

Comprehensive housing, income, and cost of living data for Cerro Gordo County, Iowa. Population: 43.0K.

Median Home Price
$190.7K

Based on 8 cities

Median Household Income
$65.5K

Annual household income

Price-to-Income Ratio
2.9x

Highly affordable

Salary Needed to Buy
$53.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,305

Average annual amount

Effective Tax Rate
1.21%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$964
Property Tax$192
Insurance$79.44
Total Monthly$1,236
Historical Home Prices
2015
$106.4K
2016
$108.7K
+2.1%%
2017
$114.8K
+5.6%%
2018
$125.3K
+9.1%%
2019
$130.3K
+4.0%%
2020
$140.0K
+7.5%%
2021
$158.7K
+13.4%%
2022
$174.7K
+10.1%%
2023
$173.9K
-0.5%%
2024
$181.3K
+4.3%%
2025
$189.7K
+4.6%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.5%%

Below national average

Population Density
76

People per square mile

Homicide Rate
4.0

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
88.9%
Black
1.9%
Hispanic
5.4%
Asian
1.2%
Two or More Races
1.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
46°F

Annual average

Sunny Days
185

Days per year

Annual Rainfall
35.8"

Inches per year

Natural Disaster Risk
High Risk

Score: 70/100