Champaign County, IL

Comprehensive housing, income, and cost of living data for Champaign County, Illinois. Population: 206.5K.

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Median Home Price

$209.5K

Based on 20 cities

Median Household Income

$63.1K

Annual household income

Price-to-Income Ratio

3.3x

Moderately affordable

Salary Needed to Buy

$64.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$4,245

Average annual amount

Effective Tax Rate

2.03%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,059

Property Tax$354

Insurance$87.28

Total Monthly$1,500

Historical Home Prices

2015

$143.8K

2016

$147.4K

+2.5%%

2017

$150.5K

+2.1%%

2018

$152.1K

+1.1%%

2019

$156.0K

+2.6%%

2020

$161.3K

+3.4%%

2021

$178.3K

+10.6%%

2022

$189.3K

+6.1%%

2023

$199.4K

+5.3%%

2024

$211.3K

+6.0%%

2025

$224.0K

+6.0%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

4.0%%

Near national average

Population Density

207

People per square mile

Homicide Rate

5.5

Low (per 100K residents)

Political Lean (2020)

Competitive

D+0

Racial Demographics

White

63.6%

Black

13.1%

Hispanic

8.1%

Asian

10.7%

Two or More Races

4.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

52°F

Annual average

Sunny Days

154

Days per year

Annual Rainfall

39.4"

Inches per year

Natural Disaster Risk

High Risk

Score: 91/100

January Low

8°F

Average winter low

July High

77°F

Average summer high

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