Charlotte County, FL

Comprehensive housing, income, and cost of living data for Charlotte County, Florida. Population: 189.9K.

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Median Home Price

$310.1K

Based on 13 cities

Median Household Income

$66.2K

Annual household income

Price-to-Income Ratio

4.7x

Moderately affordable

Salary Needed to Buy

$81.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$2,581

Average annual amount

Effective Tax Rate

0.83%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,568

Property Tax$215

Insurance$129

Total Monthly$1,912

Historical Home Prices

2015

$174.2K

2016

$191.0K

+9.6%%

2017

$202.2K

+5.8%%

2018

$213.1K

+5.4%%

2019

$222.9K

+4.6%%

2020

$242.4K

+8.8%%

2021

$316.9K

+30.7%%

2022

$377.2K

+19.0%%

2023

$366.2K

-2.9%%

2024

$338.5K

-7.6%%

2025

$294.7K

-12.9%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.1%%

Below national average

Population Density

279

People per square mile

Homicide Rate

1.7

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

82.4%

Black

5.1%

Hispanic

7.8%

Asian

1.3%

Two or More Races

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

74°F

Annual average

Sunny Days

190

Days per year

Annual Rainfall

52.6"

Inches per year

Natural Disaster Risk

High Risk

Score: 95/100

January Low

21°F

Average winter low

July High

86°F

Average summer high

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