Chatham County, GA

Comprehensive housing, income, and cost of living data for Chatham County, Georgia. Population: 296.3K.

Median Home Price
$326.8K

Based on 12 cities

Median Household Income
$69.6K

Annual household income

Price-to-Income Ratio
4.7x

Moderately affordable

Salary Needed to Buy
$85.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,463

Average annual amount

Effective Tax Rate
0.75%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,653
Property Tax$205
Insurance$136
Total Monthly$1,994
Historical Home Prices
2015
$175.9K
2016
$179.7K
+2.2%%
2017
$186.9K
+4.0%%
2018
$199.2K
+6.6%%
2019
$208.1K
+4.5%%
2020
$225.4K
+8.3%%
2021
$261.8K
+16.1%%
2022
$309.5K
+18.3%%
2023
$337.0K
+8.9%%
2024
$349.0K
+3.6%%
2025
$337.8K
-3.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.2%%

Below national average

Population Density
684

People per square mile

Homicide Rate
13.9

Medium (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
45.7%
Black
38.8%
Hispanic
8%
Asian
2.8%
Two or More Races
3.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
67°F

Annual average

Sunny Days
224

Days per year

Annual Rainfall
48.1"

Inches per year

Natural Disaster Risk
High Risk

Score: 97/100

January Low
11°F

Average winter low

July High
84°F

Average summer high

Frequently Asked Questions

What is the median home price in Chatham County, GA?

The median home price in Chatham County, Georgia is $326.8K. The price-to-income ratio is 4.7x, meaning the median home costs 4.7 times the median household income.

What salary do you need to buy a home in Chatham County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $85.5K per year to buy the median home in Chatham County, GA. Monthly housing costs break down to $1,653 for mortgage, $205 for property tax, and $136 for insurance.

What is the property tax rate in Chatham County?

The effective property tax rate in Chatham County is 0.75%, which comes to approximately $2,463 per year on the median home.

What is the median household income in Chatham County?

The median household income in Chatham County, Georgia is $69.6K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.2%%.

Is Chatham County a good place to live?

Chatham County, Georgia has a population of 296.3K. Housing affordability is moderate with a price-to-income ratio of 4.7x. The climate averages 67 degrees F with 224 sunny days per year. Compare Chatham County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.