Chattooga County, GA

Comprehensive housing, income, and cost of living data for Chattooga County, Georgia. Population: 24.9K.

Median Home Price
$176.1K

Based on 3 cities

Median Household Income
$47.8K

Annual household income

Price-to-Income Ratio
3.7x

Moderately affordable

Salary Needed to Buy
$44.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$844

Average annual amount

Effective Tax Rate
0.48%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$891
Property Tax$70.33
Insurance$73.39
Total Monthly$1,034
Historical Home Prices
2015
$87.5K
2016
$87.7K
+0.1%%
2017
$89.1K
+1.7%%
2018
$95.8K
+7.5%%
2019
$107.4K
+12.1%%
2020
$124.6K
+16.1%%
2021
$148.1K
+18.8%%
2022
$163.5K
+10.4%%
2023
$165.2K
+1.0%%
2024
$167.3K
+1.2%%
2025
$166.1K
-0.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.7%%

Below national average

Population Density
80

People per square mile

Homicide Rate
6.3

Low (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
81.5%
Black
9.4%
Hispanic
5.4%
Asian
0.1%
Two or More Races
3.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
61°F

Annual average

Sunny Days
184

Days per year

Annual Rainfall
55.9"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 54/100

January Low
10°F

Average winter low

July High
83°F

Average summer high

Frequently Asked Questions

What is the median home price in Chattooga County, GA?

The median home price in Chattooga County, Georgia is $176.1K. The price-to-income ratio is 3.7x, meaning the median home costs 3.7 times the median household income.

What salary do you need to buy a home in Chattooga County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $44.3K per year to buy the median home in Chattooga County, GA. Monthly housing costs break down to $891 for mortgage, $70.33 for property tax, and $73.39 for insurance.

What is the property tax rate in Chattooga County?

The effective property tax rate in Chattooga County is 0.48%, which comes to approximately $844 per year on the median home.

What is the median household income in Chattooga County?

The median household income in Chattooga County, Georgia is $47.8K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.7%%.

Is Chattooga County a good place to live?

Chattooga County, Georgia has a population of 24.9K. Housing affordability is strong with a price-to-income ratio of 3.7x. The climate averages 61 degrees F with 184 sunny days per year. Compare Chattooga County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.