Citrus County, FL

Comprehensive housing, income, and cost of living data for Citrus County, Florida. Population: 155.2K.

Median Home Price
$257.4K

Based on 13 cities

Median Household Income
$55.4K

Annual household income

Price-to-Income Ratio
4.7x

Moderately affordable

Salary Needed to Buy
$65.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,320

Average annual amount

Effective Tax Rate
0.51%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,302
Property Tax$110
Insurance$107
Total Monthly$1,519
Historical Home Prices
2015
$120.6K
2016
$132.7K
+10.0%%
2017
$145.8K
+9.9%%
2018
$160.6K
+10.1%%
2019
$167.5K
+4.3%%
2020
$188.3K
+12.4%%
2021
$238.9K
+26.9%%
2022
$280.6K
+17.5%%
2023
$280.2K
-0.1%%
2024
$278.9K
-0.5%%
2025
$266.4K
-4.5%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.8%%

Below national average

Population Density
267

People per square mile

Homicide Rate
3.8

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
85.7%
Black
2.1%
Hispanic
6.5%
Asian
1.4%
Two or More Races
3.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
71°F

Annual average

Sunny Days
206

Days per year

Annual Rainfall
52.0"

Inches per year

Natural Disaster Risk
High Risk

Score: 95/100

January Low
21°F

Average winter low

July High
86°F

Average summer high

Frequently Asked Questions

What is the median home price in Citrus County, FL?

The median home price in Citrus County, Florida is $257.4K. The price-to-income ratio is 4.7x, meaning the median home costs 4.7 times the median household income.

What salary do you need to buy a home in Citrus County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $65.1K per year to buy the median home in Citrus County, FL. Monthly housing costs break down to $1,302 for mortgage, $110 for property tax, and $107 for insurance.

What is the property tax rate in Citrus County?

The effective property tax rate in Citrus County is 0.51%, which comes to approximately $1,320 per year on the median home.

What is the median household income in Citrus County?

The median household income in Citrus County, Florida is $55.4K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.8%%.

Is Citrus County a good place to live?

Citrus County, Florida has a population of 155.2K. Housing affordability is moderate with a price-to-income ratio of 4.7x. The climate averages 71 degrees F with 206 sunny days per year. Compare Citrus County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.