Clay County, GA

Comprehensive housing, income, and cost of living data for Clay County, Georgia. Population: 2.9K.

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Median Home Price

$150.3K

Based on 3 cities

Median Household Income

$48.7K

Annual household income

Price-to-Income Ratio

3.1x

Moderately affordable

Salary Needed to Buy

$38.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$966

Average annual amount

Effective Tax Rate

0.64%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$760

Property Tax$80.50

Insurance$62.64

Total Monthly$903

Historical Home Prices

2015

$104.5K

2016

$108.3K

+3.6%%

2017

$108.0K

-0.3%%

2018

$119.2K

+10.4%%

2019

$113.5K

-4.7%%

2020

$131.0K

+15.4%%

2021

$151.6K

+15.7%%

2022

$153.7K

+1.3%%

2023

$162.1K

+5.5%%

2024

$158.9K

-1.9%%

2025

$153.9K

-3.1%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

2.6%%

Below national average

Population Density

People per square mile

Political Lean (2020)

Competitive

D+1

Racial Demographics

White

39.6%

Black

59.5%

Hispanic

0.1%

Asian

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

66°F

Annual average

Sunny Days

211

Days per year

Annual Rainfall

52.6"

Inches per year

Natural Disaster Risk

Low Risk

Score: 9/100

January Low

10°F

Average winter low

July High

83°F

Average summer high

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