Clay County, IA

Comprehensive housing, income, and cost of living data for Clay County, Iowa. Population: 16.4K.

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Median Home Price

$164.3K

Based on 8 cities

Median Household Income

$64.1K

Annual household income

Price-to-Income Ratio

2.6x

Highly affordable

Salary Needed to Buy

$45.8K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$2,028

Average annual amount

Effective Tax Rate

1.23%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$831

Property Tax$169

Insurance$68.46

Total Monthly$1,068

Historical Home Prices

2015

$113.0K

2016

$118.8K

+5.1%%

2017

$121.8K

+2.5%%

2018

$123.9K

+1.8%%

2019

$131.5K

+6.1%%

2020

$138.7K

+5.5%%

2021

$153.5K

+10.7%%

2022

$166.6K

+8.5%%

2023

$172.0K

+3.3%%

2024

$175.0K

+1.7%%

2025

$184.7K

+5.5%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

2.7%%

Below national average

Population Density

People per square mile

Homicide Rate

16.1

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

91.7%

Black

0.5%

Hispanic

4.5%

Asian

0.3%

Two or More Races

2.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

46°F

Annual average

Sunny Days

211

Days per year

Annual Rainfall

31.0"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 36/100

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