Clayton County, IA

Comprehensive housing, income, and cost of living data for Clayton County, Iowa. Population: 17.1K.

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Median Home Price

$275.4K

Based on 13 cities

Median Household Income

$62.3K

Annual household income

Price-to-Income Ratio

4.4x

Moderately affordable

Salary Needed to Buy

$72.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$2,149

Average annual amount

Effective Tax Rate

0.78%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,393

Property Tax$179

Insurance$115

Total Monthly$1,687

Historical Home Prices

2015

$159.0K

2016

$163.8K

+3.0%%

2017

$168.7K

+2.9%%

2018

$169.7K

+0.6%%

2019

$180.1K

+6.1%%

2020

$185.7K

+3.1%%

2021

$206.1K

+11.0%%

2022

$226.4K

+9.9%%

2023

$231.3K

+2.1%%

2024

$245.2K

+6.0%%

2025

$267.5K

+9.1%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

2.1%%

Below national average

Population Density

People per square mile

Homicide Rate

14.9

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

95.2%

Black

0.6%

Hispanic

2.2%

Asian

0.3%

Two or More Races

1.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

47°F

Annual average

Sunny Days

186

Days per year

Annual Rainfall

38.3"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 42/100

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