Clearwater County, ID

Comprehensive housing, income, and cost of living data for Clearwater County, Idaho. Population: 8.8K.

Median Home Price
$256.3K

Based on 3 cities

Median Household Income
$58.0K

Annual household income

Price-to-Income Ratio
4.4x

Moderately affordable

Salary Needed to Buy
$65.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,447

Average annual amount

Effective Tax Rate
0.56%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,296
Property Tax$121
Insurance$107
Total Monthly$1,523
Historical Home Prices
2015
$139.0K
2016
$142.8K
+2.7%%
2017
$148.0K
+3.6%%
2018
$160.7K
+8.6%%
2019
$171.3K
+6.6%%
2020
$201.5K
+17.7%%
2021
$264.7K
+31.3%%
2022
$289.4K
+9.3%%
2023
$289.9K
+0.2%%
2024
$294.3K
+1.5%%
2025
$297.6K
+1.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.1%%

Below national average

Population Density
4

People per square mile

Homicide Rate
32.0

High (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
88.4%
Black
0.2%
Hispanic
4.2%
Asian
1%
Native American
1.3%
Two or More Races
4.4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
44°F

Annual average

Sunny Days
178

Days per year

Annual Rainfall
45.6"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 47/100

January Low
39°F

Average winter low

July High
92°F

Average summer high

Frequently Asked Questions

What is the median home price in Clearwater County, ID?

The median home price in Clearwater County, Idaho is $256.3K. The price-to-income ratio is 4.4x, meaning the median home costs 4.4 times the median household income.

What salary do you need to buy a home in Clearwater County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $65.3K per year to buy the median home in Clearwater County, ID. Monthly housing costs break down to $1,296 for mortgage, $121 for property tax, and $107 for insurance.

What is the property tax rate in Clearwater County?

The effective property tax rate in Clearwater County is 0.56%, which comes to approximately $1,447 per year on the median home.

What is the median household income in Clearwater County?

The median household income in Clearwater County, Idaho is $58.0K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.1%%.

Is Clearwater County a good place to live?

Clearwater County, Idaho has a population of 8.8K. Housing affordability is moderate with a price-to-income ratio of 4.4x. The climate averages 44 degrees F with 178 sunny days per year. Compare Clearwater County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.