Columbia County, FL

Comprehensive housing, income, and cost of living data for Columbia County, Florida. Population: 69.8K.

Median Home Price
$260.5K

Based on 4 cities

Median Household Income
$55.1K

Annual household income

Price-to-Income Ratio
4.7x

Moderately affordable

Salary Needed to Buy
$66.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,385

Average annual amount

Effective Tax Rate
0.53%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,317
Property Tax$115
Insurance$109
Total Monthly$1,541
Historical Home Prices
2015
$120.1K
2016
$127.5K
+6.2%%
2017
$138.7K
+8.8%%
2018
$149.5K
+7.8%%
2019
$158.5K
+6.0%%
2020
$181.5K
+14.5%%
2021
$215.4K
+18.7%%
2022
$249.4K
+15.8%%
2023
$252.6K
+1.3%%
2024
$262.3K
+3.8%%
2025
$261.1K
-0.4%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.7%%

Below national average

Population Density
88

People per square mile

Homicide Rate
9.1

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
70.7%
Black
16.2%
Hispanic
7.4%
Asian
0.9%
Two or More Races
3.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
69°F

Annual average

Sunny Days
204

Days per year

Annual Rainfall
52.3"

Inches per year

Natural Disaster Risk
High Risk

Score: 70/100

January Low
21°F

Average winter low

July High
85°F

Average summer high

Frequently Asked Questions

What is the median home price in Columbia County, FL?

The median home price in Columbia County, Florida is $260.5K. The price-to-income ratio is 4.7x, meaning the median home costs 4.7 times the median household income.

What salary do you need to buy a home in Columbia County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $66.0K per year to buy the median home in Columbia County, FL. Monthly housing costs break down to $1,317 for mortgage, $115 for property tax, and $109 for insurance.

What is the property tax rate in Columbia County?

The effective property tax rate in Columbia County is 0.53%, which comes to approximately $1,385 per year on the median home.

What is the median household income in Columbia County?

The median household income in Columbia County, Florida is $55.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.7%%.

Is Columbia County a good place to live?

Columbia County, Florida has a population of 69.8K. Housing affordability is moderate with a price-to-income ratio of 4.7x. The climate averages 69 degrees F with 204 sunny days per year. Compare Columbia County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.