Cumberland County, IL

Comprehensive housing, income, and cost of living data for Cumberland County, Illinois. Population: 10.4K.

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Median Home Price

$161.4K

Based on 5 cities

Median Household Income

$69.8K

Annual household income

Price-to-Income Ratio

2.3x

Highly affordable

Salary Needed to Buy

$45.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$2,068

Average annual amount

Effective Tax Rate

1.28%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$816

Property Tax$172

Insurance$67.26

Total Monthly$1,056

Historical Home Prices

2015

$114.0K

2016

$111.0K

-2.6%%

2017

$112.4K

+1.2%%

2018

$110.4K

-1.8%%

2019

$125.2K

+13.5%%

2020

$148.2K

+18.3%%

2021

$144.6K

-2.4%%

2022

$148.1K

+2.4%%

2023

$158.1K

+6.8%%

2024

$157.3K

-0.5%%

2025

$159.8K

+1.6%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

4.8%%

Near national average

Population Density

People per square mile

Political Lean (2020)

Competitive

R+1

Racial Demographics

White

96%

Black

0.1%

Hispanic

0.3%

Asian

0.1%

Two or More Races

3.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

54°F

Annual average

Sunny Days

184

Days per year

Annual Rainfall

43.3"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 26/100

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