Dearborn County, IN

Comprehensive housing, income, and cost of living data for Dearborn County, Indiana. Population: 50.7K.

Median Home Price
$304.9K

Based on 6 cities

Median Household Income
$82.7K

Annual household income

Price-to-Income Ratio
3.7x

Moderately affordable

Salary Needed to Buy
$77.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,726

Average annual amount

Effective Tax Rate
0.57%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,542
Property Tax$144
Insurance$127
Total Monthly$1,813
Historical Home Prices
2015
$154.4K
2016
$162.8K
+5.5%%
2017
$170.6K
+4.8%%
2018
$181.5K
+6.4%%
2019
$196.1K
+8.0%%
2020
$217.2K
+10.7%%
2021
$243.7K
+12.2%%
2022
$267.8K
+9.9%%
2023
$283.8K
+6.0%%
2024
$299.0K
+5.3%%
2025
$310.9K
+4.0%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.9%%

Below national average

Population Density
166

People per square mile

Homicide Rate
3.2

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
94.6%
Black
0.2%
Hispanic
1.5%
Asian
0.5%
Two or More Races
2.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
54°F

Annual average

Sunny Days
158

Days per year

Annual Rainfall
45.6"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 45/100

Frequently Asked Questions

What is the median home price in Dearborn County, IN?

The median home price in Dearborn County, Indiana is $304.9K. The price-to-income ratio is 3.7x, meaning the median home costs 3.7 times the median household income.

What salary do you need to buy a home in Dearborn County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $77.7K per year to buy the median home in Dearborn County, IN. Monthly housing costs break down to $1,542 for mortgage, $144 for property tax, and $127 for insurance.

What is the property tax rate in Dearborn County?

The effective property tax rate in Dearborn County is 0.57%, which comes to approximately $1,726 per year on the median home.

What is the median household income in Dearborn County?

The median household income in Dearborn County, Indiana is $82.7K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.9%%.

Is Dearborn County a good place to live?

Dearborn County, Indiana has a population of 50.7K. Housing affordability is strong with a price-to-income ratio of 3.7x. The climate averages 54 degrees F with 158 sunny days per year. Compare Dearborn County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.