Edgar County, IL

Comprehensive housing, income, and cost of living data for Edgar County, Illinois. Population: 16.9K.

Median Home Price
$98.6K

Based on 3 cities

Median Household Income
$56.9K

Annual household income

Price-to-Income Ratio
1.7x

Highly affordable

Salary Needed to Buy
$28.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,478

Average annual amount

Effective Tax Rate
1.50%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$499
Property Tax$123
Insurance$41.09
Total Monthly$663
Historical Home Prices
2015
$104.2K
2016
$98.5K
-5.4%%
2017
$100.4K
+1.9%%
2018
$95.3K
-5.2%%
2019
$97.4K
+2.2%%
2020
$109.9K
+12.9%%
2021
$103.1K
-6.2%%
2022
$101.3K
-1.7%%
2023
$102.8K
+1.4%%
2024
$102.5K
-0.2%%
2025
$97.4K
-4.9%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.8%%

Near national average

Population Density
27

People per square mile

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
96.1%
Black
0.5%
Hispanic
1.4%
Asian
0.2%
Two or More Races
1.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
53°F

Annual average

Sunny Days
176

Days per year

Annual Rainfall
42.0"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 35/100

Frequently Asked Questions

What is the median home price in Edgar County, IL?

The median home price in Edgar County, Illinois is $98.6K. The price-to-income ratio is 1.7x, meaning the median home costs 1.7 times the median household income.

What salary do you need to buy a home in Edgar County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $28.4K per year to buy the median home in Edgar County, IL. Monthly housing costs break down to $499 for mortgage, $123 for property tax, and $41.09 for insurance.

What is the property tax rate in Edgar County?

The effective property tax rate in Edgar County is 1.50%, which comes to approximately $1,478 per year on the median home.

What is the median household income in Edgar County?

The median household income in Edgar County, Illinois is $56.9K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.8%%.

Is Edgar County a good place to live?

Edgar County, Illinois has a population of 16.9K. Housing affordability is strong with a price-to-income ratio of 1.7x. The climate averages 53 degrees F with 176 sunny days per year. Compare Edgar County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.