Effingham County, IL

Comprehensive housing, income, and cost of living data for Effingham County, Illinois. Population: 34.6K.

View on Map

Median Home Price

$195.8K

Based on 8 cities

Median Household Income

$75.4K

Annual household income

Price-to-Income Ratio

2.6x

Highly affordable

Salary Needed to Buy

$55.6K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$2,713

Average annual amount

Effective Tax Rate

1.39%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$990

Property Tax$226

Insurance$81.58

Total Monthly$1,298

Historical Home Prices

2015

$131.3K

2016

$131.5K

+0.2%%

2017

$139.5K

+6.1%%

2018

$143.6K

+2.9%%

2019

$151.2K

+5.3%%

2020

$161.1K

+6.6%%

2021

$177.9K

+10.4%%

2022

$191.7K

+7.8%%

2023

$193.7K

+1.1%%

2024

$196.3K

+1.3%%

2025

$205.7K

+4.8%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

4.5%%

Near national average

Population Density

People per square mile

Homicide Rate

4.6

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

94.6%

Black

0.7%

Hispanic

2.6%

Asian

0.7%

Two or More Races

1.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

54°F

Annual average

Sunny Days

158

Days per year

Annual Rainfall

44.0"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 54/100

Explore More

View on Interactive Map Compare Counties View All IL Counties