Effingham County, IL
Comprehensive housing, income, and cost of living data for Effingham County, Illinois. Population: 34.6K.
Housing & Finance
Demographics & Economics
Racial Demographics
Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.
Climate & Environment
Frequently Asked Questions
What is the median home price in Effingham County, IL?
The median home price in Effingham County, Illinois is $195.8K. The price-to-income ratio is 2.6x, meaning the median home costs 2.6 times the median household income.
What salary do you need to buy a home in Effingham County?
Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $55.6K per year to buy the median home in Effingham County, IL. Monthly housing costs break down to $990 for mortgage, $226 for property tax, and $81.58 for insurance.
What is the property tax rate in Effingham County?
The effective property tax rate in Effingham County is 1.39%, which comes to approximately $2,713 per year on the median home.
What is the median household income in Effingham County?
The median household income in Effingham County, Illinois is $75.4K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.5%%.
Is Effingham County a good place to live?
Effingham County, Illinois has a population of 34.6K. Housing affordability is strong with a price-to-income ratio of 2.6x. The climate averages 54 degrees F with 158 sunny days per year. Compare Effingham County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.