Elbert County, GA

Comprehensive housing, income, and cost of living data for Elbert County, Georgia. Population: 19.6K.

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Median Home Price

$202.8K

Based on 3 cities

Median Household Income

$49.7K

Annual household income

Price-to-Income Ratio

4.1x

Moderately affordable

Salary Needed to Buy

$51.6K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,126

Average annual amount

Effective Tax Rate

0.56%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,025

Property Tax$93.83

Insurance$84.49

Total Monthly$1,204

Historical Home Prices

2015

$75.6K

2016

$77.7K

+2.8%%

2017

$82.8K

+6.6%%

2018

$88.5K

+6.9%%

2019

$98.3K

+11.0%%

2020

$108.9K

+10.8%%

2021

$136.4K

+25.3%%

2022

$146.3K

+7.2%%

2023

$159.8K

+9.2%%

2024

$169.6K

+6.1%%

2025

$174.2K

+2.7%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.2%%

Below national average

Population Density

People per square mile

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

62.8%

Black

25.6%

Hispanic

5.6%

Asian

1.2%

Two or More Races

3.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

62°F

Annual average

Sunny Days

228

Days per year

Annual Rainfall

48.0"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 31/100

January Low

9°F

Average winter low

July High

82°F

Average summer high

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