Elkhart County, IN

Comprehensive housing, income, and cost of living data for Elkhart County, Indiana. Population: 206.8K.

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Median Home Price

$294.1K

Based on 11 cities

Median Household Income

$65.6K

Annual household income

Price-to-Income Ratio

4.5x

Moderately affordable

Salary Needed to Buy

$74.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,592

Average annual amount

Effective Tax Rate

0.54%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,487

Property Tax$133

Insurance$123

Total Monthly$1,743

Historical Home Prices

2015

$123.3K

2016

$132.6K

+7.5%%

2017

$140.8K

+6.2%%

2018

$152.2K

+8.1%%

2019

$160.1K

+5.2%%

2020

$175.4K

+9.6%%

2021

$198.8K

+13.3%%

2022

$220.7K

+11.0%%

2023

$227.3K

+3.0%%

2024

$237.1K

+4.3%%

2025

$249.8K

+5.3%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.0%%

Below national average

Population Density

447

People per square mile

Homicide Rate

5.4

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

70.7%

Black

4.8%

Hispanic

19.5%

Asian

1.1%

Two or More Races

3.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

50°F

Annual average

Sunny Days

182

Days per year

Annual Rainfall

38.4"

Inches per year

Natural Disaster Risk

High Risk

Score: 84/100

January Low

26°F

Average winter low

July High

88°F

Average summer high

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