Floyd County, GA

Comprehensive housing, income, and cost of living data for Floyd County, Georgia. Population: 98.5K.

Median Home Price
$234.3K

Based on 6 cities

Median Household Income
$62.5K

Annual household income

Price-to-Income Ratio
3.7x

Moderately affordable

Salary Needed to Buy
$60.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,560

Average annual amount

Effective Tax Rate
0.67%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,185
Property Tax$130
Insurance$97.65
Total Monthly$1,413
Historical Home Prices
2015
$107.5K
2016
$108.9K
+1.3%%
2017
$116.4K
+6.9%%
2018
$127.6K
+9.6%%
2019
$141.6K
+11.0%%
2020
$158.3K
+11.8%%
2021
$187.8K
+18.6%%
2022
$207.6K
+10.6%%
2023
$212.8K
+2.5%%
2024
$221.9K
+4.3%%
2025
$225.1K
+1.5%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.2%%

Below national average

Population Density
193

People per square mile

Homicide Rate
6.6

Low (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
69.4%
Black
13.5%
Hispanic
12%
Asian
1.3%
Two or More Races
3.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
61°F

Annual average

Sunny Days
209

Days per year

Annual Rainfall
52.2"

Inches per year

Natural Disaster Risk
High Risk

Score: 82/100

January Low
11°F

Average winter low

July High
84°F

Average summer high

Frequently Asked Questions

What is the median home price in Floyd County, GA?

The median home price in Floyd County, Georgia is $234.3K. The price-to-income ratio is 3.7x, meaning the median home costs 3.7 times the median household income.

What salary do you need to buy a home in Floyd County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $60.5K per year to buy the median home in Floyd County, GA. Monthly housing costs break down to $1,185 for mortgage, $130 for property tax, and $97.65 for insurance.

What is the property tax rate in Floyd County?

The effective property tax rate in Floyd County is 0.67%, which comes to approximately $1,560 per year on the median home.

What is the median household income in Floyd County?

The median household income in Floyd County, Georgia is $62.5K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.2%%.

Is Floyd County a good place to live?

Floyd County, Georgia has a population of 98.5K. Housing affordability is strong with a price-to-income ratio of 3.7x. The climate averages 61 degrees F with 209 sunny days per year. Compare Floyd County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.