Ford County, IL

Comprehensive housing, income, and cost of living data for Ford County, Illinois. Population: 13.5K.

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Median Home Price

$144.0K

Based on 9 cities

Median Household Income

$60.8K

Annual household income

Price-to-Income Ratio

2.4x

Highly affordable

Salary Needed to Buy

$42.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$2,443

Average annual amount

Effective Tax Rate

1.70%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$728

Property Tax$204

Insurance$60.01

Total Monthly$992

Historical Home Prices

2015

$104.5K

2016

$109.4K

+4.7%%

2017

$110.3K

+0.8%%

2018

$110.9K

+0.5%%

2019

$116.7K

+5.2%%

2020

$119.5K

+2.4%%

2021

$119.3K

-0.2%%

2022

$123.7K

+3.7%%

2023

$135.6K

+9.6%%

2024

$141.2K

+4.1%%

2025

$148.4K

+5.1%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

4.6%%

Near national average

Population Density

People per square mile

Political Lean (2020)

Competitive

R+1

Racial Demographics

White

90.5%

Black

0.6%

Hispanic

4.6%

Asian

0.7%

Two or More Races

3.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

51°F

Annual average

Sunny Days

200

Days per year

Annual Rainfall

38.9"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 26/100

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