Franklin County, IL

Comprehensive housing, income, and cost of living data for Franklin County, Illinois. Population: 37.8K.

Median Home Price
$101.1K

Based on 8 cities

Median Household Income
$53.5K

Annual household income

Price-to-Income Ratio
1.9x

Highly affordable

Salary Needed to Buy
$28.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,316

Average annual amount

Effective Tax Rate
1.30%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$511
Property Tax$110
Insurance$42.11
Total Monthly$663
Historical Home Prices
2015
$123.6K
2016
$107.0K
-13.4%%
2017
$106.1K
-0.8%%
2018
$111.4K
+5.0%%
2019
$118.3K
+6.2%%
2020
$132.1K
+11.7%%
2021
$118.1K
-10.6%%
2022
$119.8K
+1.4%%
2023
$109.5K
-8.5%%
2024
$101.7K
-7.2%%
2025
$97.9K
-3.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.2%%

Near national average

Population Density
93

People per square mile

Homicide Rate
11.5

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
94.5%
Black
0.4%
Hispanic
1.9%
Asian
0.4%
Two or More Races
2.5%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
56°F

Annual average

Sunny Days
164

Days per year

Annual Rainfall
47.0"

Inches per year

Natural Disaster Risk
High Risk

Score: 81/100

Frequently Asked Questions

What is the median home price in Franklin County, IL?

The median home price in Franklin County, Illinois is $101.1K. The price-to-income ratio is 1.9x, meaning the median home costs 1.9 times the median household income.

What salary do you need to buy a home in Franklin County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $28.4K per year to buy the median home in Franklin County, IL. Monthly housing costs break down to $511 for mortgage, $110 for property tax, and $42.11 for insurance.

What is the property tax rate in Franklin County?

The effective property tax rate in Franklin County is 1.30%, which comes to approximately $1,316 per year on the median home.

What is the median household income in Franklin County?

The median household income in Franklin County, Illinois is $53.5K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.2%%.

Is Franklin County a good place to live?

Franklin County, Illinois has a population of 37.8K. Housing affordability is strong with a price-to-income ratio of 1.9x. The climate averages 56 degrees F with 164 sunny days per year. Compare Franklin County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.