Franklin County, IN

Comprehensive housing, income, and cost of living data for Franklin County, Indiana. Population: 22.9K.

Median Home Price
$254.8K

Based on 6 cities

Median Household Income
$79.7K

Annual household income

Price-to-Income Ratio
3.2x

Moderately affordable

Salary Needed to Buy
$65.0K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,459

Average annual amount

Effective Tax Rate
0.57%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,288
Property Tax$122
Insurance$106
Total Monthly$1,516
Historical Home Prices
2015
$145.3K
2016
$151.3K
+4.2%%
2017
$161.1K
+6.4%%
2018
$170.5K
+5.8%%
2019
$185.5K
+8.8%%
2020
$203.8K
+9.9%%
2021
$230.5K
+13.1%%
2022
$246.8K
+7.1%%
2023
$257.2K
+4.2%%
2024
$271.9K
+5.7%%
2025
$282.2K
+3.8%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.5%%

Below national average

Population Density
59

People per square mile

Homicide Rate
16.7

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
96%
Black
0.1%
Hispanic
1.1%
Asian
0.6%
Two or More Races
1.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
53°F

Annual average

Sunny Days
178

Days per year

Annual Rainfall
44.4"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 34/100

January Low
26°F

Average winter low

July High
88°F

Average summer high

Frequently Asked Questions

What is the median home price in Franklin County, IN?

The median home price in Franklin County, Indiana is $254.8K. The price-to-income ratio is 3.2x, meaning the median home costs 3.2 times the median household income.

What salary do you need to buy a home in Franklin County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $65.0K per year to buy the median home in Franklin County, IN. Monthly housing costs break down to $1,288 for mortgage, $122 for property tax, and $106 for insurance.

What is the property tax rate in Franklin County?

The effective property tax rate in Franklin County is 0.57%, which comes to approximately $1,459 per year on the median home.

What is the median household income in Franklin County?

The median household income in Franklin County, Indiana is $79.7K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.5%%.

Is Franklin County a good place to live?

Franklin County, Indiana has a population of 22.9K. Housing affordability is strong with a price-to-income ratio of 3.2x. The climate averages 53 degrees F with 178 sunny days per year. Compare Franklin County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.