Fulton County, IL

Comprehensive housing, income, and cost of living data for Fulton County, Illinois. Population: 33.7K.

Median Home Price
$100.9K

Based on 8 cities

Median Household Income
$58.6K

Annual household income

Price-to-Income Ratio
1.7x

Highly affordable

Salary Needed to Buy
$31.5K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$2,186

Average annual amount

Effective Tax Rate
2.17%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$510
Property Tax$182
Insurance$42.04
Total Monthly$734
Historical Home Prices
2015
$76.0K
2016
$75.2K
-1.0%%
2017
$78.6K
+4.5%%
2018
$74.9K
-4.8%%
2019
$83.3K
+11.3%%
2020
$94.6K
+13.5%%
2021
$95.1K
+0.6%%
2022
$98.6K
+3.6%%
2023
$99.8K
+1.3%%
2024
$95.3K
-4.6%%
2025
$96.4K
+1.1%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
4.4%%

Near national average

Population Density
39

People per square mile

Homicide Rate
9.3

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
92.1%
Black
2.5%
Hispanic
2.4%
Asian
0.3%
Two or More Races
2.2%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
52°F

Annual average

Sunny Days
165

Days per year

Annual Rainfall
39.0"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 59/100

Frequently Asked Questions

What is the median home price in Fulton County, IL?

The median home price in Fulton County, Illinois is $100.9K. The price-to-income ratio is 1.7x, meaning the median home costs 1.7 times the median household income.

What salary do you need to buy a home in Fulton County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $31.5K per year to buy the median home in Fulton County, IL. Monthly housing costs break down to $510 for mortgage, $182 for property tax, and $42.04 for insurance.

What is the property tax rate in Fulton County?

The effective property tax rate in Fulton County is 2.17%, which comes to approximately $2,186 per year on the median home.

What is the median household income in Fulton County?

The median household income in Fulton County, Illinois is $58.6K per year, based on Census Bureau American Community Survey data. The unemployment rate is 4.4%%.

Is Fulton County a good place to live?

Fulton County, Illinois has a population of 33.7K. Housing affordability is strong with a price-to-income ratio of 1.7x. The climate averages 52 degrees F with 165 sunny days per year. Compare Fulton County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.