Gadsden County, FL

Comprehensive housing, income, and cost of living data for Gadsden County, Florida. Population: 43.7K.

Median Home Price
$180.5K

Based on 6 cities

Median Household Income
$46.0K

Annual household income

Price-to-Income Ratio
3.9x

Moderately affordable

Salary Needed to Buy
$45.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$854

Average annual amount

Effective Tax Rate
0.47%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$913
Property Tax$71.17
Insurance$75.21
Total Monthly$1,059
Historical Home Prices
2015
$92.2K
2016
$97.7K
+6.0%%
2017
$102.2K
+4.6%%
2018
$111.9K
+9.5%%
2019
$121.2K
+8.4%%
2020
$137.6K
+13.5%%
2021
$151.5K
+10.1%%
2022
$182.8K
+20.7%%
2023
$193.7K
+6.0%%
2024
$201.8K
+4.1%%
2025
$192.7K
-4.5%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.2%%

Below national average

Population Density
85

People per square mile

Homicide Rate
12.9

Medium (per 100K residents)

Political Lean (2020)
Competitive

D+0

Racial Demographics

White
31.5%
Black
54.6%
Hispanic
11.9%
Asian
0.1%
Two or More Races
1.7%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
68°F

Annual average

Sunny Days
207

Days per year

Annual Rainfall
55.2"

Inches per year

Natural Disaster Risk
High Risk

Score: 72/100

January Low
21°F

Average winter low

July High
86°F

Average summer high

Frequently Asked Questions

What is the median home price in Gadsden County, FL?

The median home price in Gadsden County, Florida is $180.5K. The price-to-income ratio is 3.9x, meaning the median home costs 3.9 times the median household income.

What salary do you need to buy a home in Gadsden County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $45.4K per year to buy the median home in Gadsden County, FL. Monthly housing costs break down to $913 for mortgage, $71.17 for property tax, and $75.21 for insurance.

What is the property tax rate in Gadsden County?

The effective property tax rate in Gadsden County is 0.47%, which comes to approximately $854 per year on the median home.

What is the median household income in Gadsden County?

The median household income in Gadsden County, Florida is $46.0K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.2%%.

Is Gadsden County a good place to live?

Gadsden County, Florida has a population of 43.7K. Housing affordability is strong with a price-to-income ratio of 3.9x. The climate averages 68 degrees F with 207 sunny days per year. Compare Gadsden County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.