Gilchrist County, FL

Comprehensive housing, income, and cost of living data for Gilchrist County, Florida. Population: 18.1K.

Median Home Price
$278.0K

Based on 2 cities

Median Household Income
$61.1K

Annual household income

Price-to-Income Ratio
4.6x

Moderately affordable

Salary Needed to Buy
$69.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,301

Average annual amount

Effective Tax Rate
0.47%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,406
Property Tax$108
Insurance$116
Total Monthly$1,630
Historical Home Prices
2015
$123.2K
2016
$130.9K
+6.3%%
2017
$143.5K
+9.6%%
2018
$155.0K
+8.1%%
2019
$164.6K
+6.2%%
2020
$189.7K
+15.2%%
2021
$227.1K
+19.7%%
2022
$261.4K
+15.1%%
2023
$278.1K
+6.4%%
2024
$289.3K
+4.0%%
2025
$290.2K
+0.3%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.7%%

Below national average

Population Density
52

People per square mile

Homicide Rate
21.8

High (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
85.9%
Black
3%
Hispanic
7.5%
Asian
0.2%
Two or More Races
3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
69°F

Annual average

Sunny Days
205

Days per year

Annual Rainfall
54.4"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 28/100

January Low
20°F

Average winter low

July High
84°F

Average summer high

Frequently Asked Questions

What is the median home price in Gilchrist County, FL?

The median home price in Gilchrist County, Florida is $278.0K. The price-to-income ratio is 4.6x, meaning the median home costs 4.6 times the median household income.

What salary do you need to buy a home in Gilchrist County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $69.9K per year to buy the median home in Gilchrist County, FL. Monthly housing costs break down to $1,406 for mortgage, $108 for property tax, and $116 for insurance.

What is the property tax rate in Gilchrist County?

The effective property tax rate in Gilchrist County is 0.47%, which comes to approximately $1,301 per year on the median home.

What is the median household income in Gilchrist County?

The median household income in Gilchrist County, Florida is $61.1K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.7%%.

Is Gilchrist County a good place to live?

Gilchrist County, Florida has a population of 18.1K. Housing affordability is moderate with a price-to-income ratio of 4.6x. The climate averages 69 degrees F with 205 sunny days per year. Compare Gilchrist County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.