Gilmer County, GA

Comprehensive housing, income, and cost of living data for Gilmer County, Georgia. Population: 31.5K.

Median Home Price
$435.0K

Based on 3 cities

Median Household Income
$72.5K

Annual household income

Price-to-Income Ratio
6.0x

Less affordable

Salary Needed to Buy
$105.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,070

Average annual amount

Effective Tax Rate
0.25%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$2,200
Property Tax$89.17
Insurance$181
Total Monthly$2,470
Historical Home Prices
2015
$159.7K
2016
$168.1K
+5.3%%
2017
$188.8K
+12.3%%
2018
$210.5K
+11.5%%
2019
$226.3K
+7.5%%
2020
$264.4K
+16.9%%
2021
$349.8K
+32.3%%
2022
$400.1K
+14.4%%
2023
$410.6K
+2.6%%
2024
$416.9K
+1.5%%
2025
$411.7K
-1.3%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.5%%

Below national average

Population Density
74

People per square mile

Homicide Rate
27.4

High (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
84.6%
Black
0.4%
Hispanic
12%
Asian
0.4%
Two or More Races
2.1%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
57°F

Annual average

Sunny Days
231

Days per year

Annual Rainfall
62.5"

Inches per year

Natural Disaster Risk
High Risk

Score: 68/100

January Low
11°F

Average winter low

July High
84°F

Average summer high

Frequently Asked Questions

What is the median home price in Gilmer County, GA?

The median home price in Gilmer County, Georgia is $435.0K. The price-to-income ratio is 6.0x, meaning the median home costs 6.0 times the median household income.

What salary do you need to buy a home in Gilmer County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $105.9K per year to buy the median home in Gilmer County, GA. Monthly housing costs break down to $2,200 for mortgage, $89.17 for property tax, and $181 for insurance.

What is the property tax rate in Gilmer County?

The effective property tax rate in Gilmer County is 0.25%, which comes to approximately $1,070 per year on the median home.

What is the median household income in Gilmer County?

The median household income in Gilmer County, Georgia is $72.5K per year, based on Census Bureau American Community Survey data. The unemployment rate is 3.5%%.

Is Gilmer County a good place to live?

Gilmer County, Georgia has a population of 31.5K. Housing affordability is moderate with a price-to-income ratio of 6.0x. The climate averages 57 degrees F with 231 sunny days per year. Compare Gilmer County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.