Gulf County, FL

Comprehensive housing, income, and cost of living data for Gulf County, Florida. Population: 15.0K.

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Median Home Price

$328.2K

Based on 2 cities

Median Household Income

$67.4K

Annual household income

Price-to-Income Ratio

4.9x

Moderately affordable

Salary Needed to Buy

$81.8K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,334

Average annual amount

Effective Tax Rate

0.41%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,660

Property Tax$111

Insurance$137

Total Monthly$1,908

Historical Home Prices

2015

$192.3K

2016

$197.2K

+2.6%%

2017

$221.6K

+12.4%%

2018

$248.3K

+12.0%%

2019

$250.7K

+1.0%%

2020

$274.4K

+9.5%%

2021

$336.3K

+22.6%%

2022

$397.2K

+18.1%%

2023

$418.6K

+5.4%%

2024

$414.1K

-1.1%%

2025

$394.2K

-4.8%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

2.9%%

Below national average

Population Density

People per square mile

Political Lean (2020)

Competitive

R+1

Racial Demographics

White

77.3%

Black

13.8%

Hispanic

4.4%

Asian

0.5%

Two or More Races

3.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

68°F

Annual average

Sunny Days

212

Days per year

Annual Rainfall

57.3"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 60/100

January Low

20°F

Average winter low

July High

85°F

Average summer high

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