Habersham County, GA

Comprehensive housing, income, and cost of living data for Habersham County, Georgia. Population: 46.3K.

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Median Home Price

$306.5K

Based on 5 cities

Median Household Income

$65.6K

Annual household income

Price-to-Income Ratio

4.7x

Moderately affordable

Salary Needed to Buy

$76.6K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,330

Average annual amount

Effective Tax Rate

0.43%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,550

Property Tax$111

Insurance$128

Total Monthly$1,788

Historical Home Prices

2015

$135.0K

2016

$140.4K

+4.0%%

2017

$148.8K

+6.0%%

2018

$159.9K

+7.5%%

2019

$174.1K

+8.8%%

2020

$201.2K

+15.6%%

2021

$238.2K

+18.4%%

2022

$269.7K

+13.2%%

2023

$290.4K

+7.7%%

2024

$304.4K

+4.8%%

2025

$312.0K

+2.5%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

4.0%%

Near national average

Population Density

167

People per square mile

Homicide Rate

3.8

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

76%

Black

3.4%

Hispanic

15.6%

Asian

2.1%

Two or More Races

2.6%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

59°F

Annual average

Sunny Days

189

Days per year

Annual Rainfall

64.0"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 39/100

January Low

11°F

Average winter low

July High

84°F

Average summer high

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