Hamilton County, FL

Comprehensive housing, income, and cost of living data for Hamilton County, Florida. Population: 13.5K.

Median Home Price
$207.1K

Based on 3 cities

Median Household Income
$47.7K

Annual household income

Price-to-Income Ratio
4.3x

Moderately affordable

Salary Needed to Buy
$51.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$806

Average annual amount

Effective Tax Rate
0.39%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,047
Property Tax$67.17
Insurance$86.28
Total Monthly$1,200
Historical Home Prices
2015
$86.4K
2016
$92.6K
+7.1%%
2017
$96.4K
+4.1%%
2018
$99.5K
+3.3%%
2019
$108.1K
+8.7%%
2020
$124.4K
+15.0%%
2021
$150.0K
+20.6%%
2022
$183.3K
+22.2%%
2023
$191.4K
+4.4%%
2024
$197.5K
+3.2%%
2025
$192.4K
-2.5%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.7%%

Below national average

Population Density
26

People per square mile

Homicide Rate
19.0

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
55.2%
Black
30.8%
Hispanic
11%
Asian
0.5%
Two or More Races
1.9%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
68°F

Annual average

Sunny Days
198

Days per year

Annual Rainfall
52.2"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 43/100

January Low
19°F

Average winter low

July High
84°F

Average summer high

Frequently Asked Questions

What is the median home price in Hamilton County, FL?

The median home price in Hamilton County, Florida is $207.1K. The price-to-income ratio is 4.3x, meaning the median home costs 4.3 times the median household income.

What salary do you need to buy a home in Hamilton County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $51.4K per year to buy the median home in Hamilton County, FL. Monthly housing costs break down to $1,047 for mortgage, $67.17 for property tax, and $86.28 for insurance.

What is the property tax rate in Hamilton County?

The effective property tax rate in Hamilton County is 0.39%, which comes to approximately $806 per year on the median home.

What is the median household income in Hamilton County?

The median household income in Hamilton County, Florida is $47.7K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.7%%.

Is Hamilton County a good place to live?

Hamilton County, Florida has a population of 13.5K. Housing affordability is moderate with a price-to-income ratio of 4.3x. The climate averages 68 degrees F with 198 sunny days per year. Compare Hamilton County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.