Hardin County, IL

Comprehensive housing, income, and cost of living data for Hardin County, Illinois. Population: 3.7K.

Median Home Price
$116.1K

Based on 2 cities

Median Household Income
$57.2K

Annual household income

Price-to-Income Ratio
2.0x

Highly affordable

Salary Needed to Buy
$31.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,078

Average annual amount

Effective Tax Rate
0.93%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$587
Property Tax$89.83
Insurance$48.37
Total Monthly$725
Historical Home Prices
2016
$85.4K
2017
$82.6K
-3.3%%
2018
$93.0K
+12.6%%
2019
$95.2K
+2.4%%
2020
$115.8K
+21.7%%
2021
$109.1K
-5.8%%
2022
$112.5K
+3.1%%
2023
$116.6K
+3.7%%
2024
$111.8K
-4.1%%
2025
$102.9K
-8.0%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.2%%

Near national average

Population Density
21

People per square mile

Homicide Rate
0.0

null (per 100K residents)

Political Lean (2020)
Competitive

R+3

Racial Demographics

White
95.6%
Black
1.2%
Hispanic
1.2%
Asian
0%
Two or More Races
1.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
57°F

Annual average

Sunny Days
182

Days per year

Annual Rainfall
48.8"

Inches per year

Natural Disaster Risk
Low Risk

Score: 8/100