Hardin County, IL

Comprehensive housing, income, and cost of living data for Hardin County, Illinois. Population: 3.7K.

Median Home Price
$116.1K

Based on 2 cities

Median Household Income
$57.2K

Annual household income

Price-to-Income Ratio
2.0x

Highly affordable

Salary Needed to Buy
$31.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,078

Average annual amount

Effective Tax Rate
0.93%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$587
Property Tax$89.83
Insurance$48.37
Total Monthly$725
Historical Home Prices
2016
$85.4K
2017
$82.6K
-3.3%%
2018
$93.0K
+12.6%%
2019
$95.2K
+2.4%%
2020
$115.8K
+21.7%%
2021
$109.1K
-5.8%%
2022
$112.5K
+3.1%%
2023
$116.6K
+3.7%%
2024
$111.8K
-4.1%%
2025
$102.9K
-8.0%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
5.2%%

Near national average

Population Density
21

People per square mile

Homicide Rate
0.0

null (per 100K residents)

Political Lean (2020)
Competitive

R+3

Racial Demographics

White
95.6%
Black
1.2%
Hispanic
1.2%
Asian
0%
Two or More Races
1.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
57°F

Annual average

Sunny Days
182

Days per year

Annual Rainfall
48.8"

Inches per year

Natural Disaster Risk
Low Risk

Score: 8/100

Frequently Asked Questions

What is the median home price in Hardin County, IL?

The median home price in Hardin County, Illinois is $116.1K. The price-to-income ratio is 2.0x, meaning the median home costs 2.0 times the median household income.

What salary do you need to buy a home in Hardin County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $31.1K per year to buy the median home in Hardin County, IL. Monthly housing costs break down to $587 for mortgage, $89.83 for property tax, and $48.37 for insurance.

What is the property tax rate in Hardin County?

The effective property tax rate in Hardin County is 0.93%, which comes to approximately $1,078 per year on the median home.

What is the median household income in Hardin County?

The median household income in Hardin County, Illinois is $57.2K per year, based on Census Bureau American Community Survey data. The unemployment rate is 5.2%%.

Is Hardin County a good place to live?

Hardin County, Illinois has a population of 3.7K. Housing affordability is strong with a price-to-income ratio of 2.0x. The climate averages 57 degrees F with 182 sunny days per year. Compare Hardin County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.