Hernando County, FL

Comprehensive housing, income, and cost of living data for Hernando County, Florida. Population: 196.6K.

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Median Home Price

$311.4K

Based on 10 cities

Median Household Income

$63.2K

Annual household income

Price-to-Income Ratio

4.9x

Moderately affordable

Salary Needed to Buy

$79.2K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,732

Average annual amount

Effective Tax Rate

0.56%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,575

Property Tax$144

Insurance$130

Total Monthly$1,849

Historical Home Prices

2015

$123.8K

2016

$139.4K

+12.6%%

2017

$154.9K

+11.1%%

2018

$170.0K

+9.8%%

2019

$182.1K

+7.1%%

2020

$205.7K

+13.0%%

2021

$262.9K

+27.8%%

2022

$319.6K

+21.6%%

2023

$318.5K

-0.3%%

2024

$317.7K

-0.3%%

2025

$305.6K

-3.8%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.2%%

Below national average

Population Density

416

People per square mile

Homicide Rate

3.8

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

73.4%

Black

4.7%

Hispanic

16.1%

Asian

1.4%

Two or More Races

3.3%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

72°F

Annual average

Sunny Days

213

Days per year

Annual Rainfall

52.0"

Inches per year

Natural Disaster Risk

High Risk

Score: 88/100

January Low

21°F

Average winter low

July High

85°F

Average summer high

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