Holmes County, FL

Comprehensive housing, income, and cost of living data for Holmes County, Florida. Population: 19.5K.

Median Home Price
$188.3K

Based on 2 cities

Median Household Income
$48.2K

Annual household income

Price-to-Income Ratio
3.9x

Moderately affordable

Salary Needed to Buy
$46.1K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$527

Average annual amount

Effective Tax Rate
0.28%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$952
Property Tax$43.92
Insurance$78.46
Total Monthly$1,075
Historical Home Prices
2015
$98.7K
2016
$102.2K
+3.6%%
2017
$111.6K
+9.1%%
2018
$115.2K
+3.3%%
2019
$127.9K
+11.1%%
2020
$144.4K
+12.8%%
2021
$173.1K
+19.9%%
2022
$183.1K
+5.7%%
2023
$185.6K
+1.4%%
2024
$194.1K
+4.6%%
2025
$181.1K
-6.7%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.4%%

Below national average

Population Density
41

People per square mile

Homicide Rate
17.3

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+1

Racial Demographics

White
84.4%
Black
6.6%
Hispanic
3.6%
Asian
0.4%
Two or More Races
4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
67°F

Annual average

Sunny Days
205

Days per year

Annual Rainfall
60.4"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 49/100

January Low
21°F

Average winter low

July High
85°F

Average summer high