Howard County, IN

Comprehensive housing, income, and cost of living data for Howard County, Indiana. Population: 83.5K.

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Median Home Price

$214.6K

Based on 4 cities

Median Household Income

$62.5K

Annual household income

Price-to-Income Ratio

3.4x

Moderately affordable

Salary Needed to Buy

$54.3K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,110

Average annual amount

Effective Tax Rate

0.52%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,085

Property Tax$92.50

Insurance$89.42

Total Monthly$1,267

Historical Home Prices

2015

$86.6K

2016

$91.1K

+5.2%%

2017

$97.6K

+7.1%%

2018

$104.8K

+7.3%%

2019

$110.7K

+5.6%%

2020

$121.9K

+10.2%%

2021

$138.4K

+13.5%%

2022

$150.0K

+8.4%%

2023

$157.3K

+4.9%%

2024

$171.8K

+9.2%%

2025

$182.8K

+6.4%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

2.5%%

Below national average

Population Density

285

People per square mile

Homicide Rate

6.6

Low (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

83.1%

Black

7.8%

Hispanic

3.9%

Asian

1.5%

Two or More Races

3.4%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

51°F

Annual average

Sunny Days

154

Days per year

Annual Rainfall

41.6"

Inches per year

Natural Disaster Risk

High Risk

Score: 64/100

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