Jay County, IN

Comprehensive housing, income, and cost of living data for Jay County, Indiana. Population: 20.5K.

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Median Home Price

$160.1K

Based on 5 cities

Median Household Income

$54.1K

Annual household income

Price-to-Income Ratio

3.0x

Highly affordable

Salary Needed to Buy

$39.9K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$665

Average annual amount

Effective Tax Rate

0.42%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$810

Property Tax$55.42

Insurance$66.71

Total Monthly$932

Historical Home Prices

2015

$77.0K

2016

$80.4K

+4.5%%

2017

$85.4K

+6.2%%

2018

$89.4K

+4.6%%

2019

$93.5K

+4.6%%

2020

$106.9K

+14.3%%

2021

$122.0K

+14.2%%

2022

$134.6K

+10.3%%

2023

$141.5K

+5.2%%

2024

$148.9K

+5.2%%

2025

$150.7K

+1.2%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.1%%

Below national average

Population Density

People per square mile

Homicide Rate

11.7

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+1

Racial Demographics

White

93%

Black

0.3%

Hispanic

4.5%

Asian

0.3%

Two or More Races

1.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

51°F

Annual average

Sunny Days

201

Days per year

Annual Rainfall

40.4"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 23/100

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