Jefferson County, FL

Comprehensive housing, income, and cost of living data for Jefferson County, Florida. Population: 14.5K.

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Median Home Price

$258.1K

Based on 2 cities

Median Household Income

$57.0K

Annual household income

Price-to-Income Ratio

4.5x

Moderately affordable

Salary Needed to Buy

$65.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax

$1,348

Average annual amount

Effective Tax Rate

0.52%

Property tax / home value

Monthly Housing Costs

Mortgage (P&I)$1,305

Property Tax$112

Insurance$108

Total Monthly$1,525

Historical Home Prices

2015

$142.2K

2016

$149.7K

+5.3%%

2017

$149.1K

-0.4%%

2018

$153.9K

+3.2%%

2019

$173.0K

+12.4%%

2020

$201.6K

+16.5%%

2021

$235.8K

+17.0%%

2022

$268.1K

+13.7%%

2023

$283.9K

+5.9%%

2024

$290.4K

+2.3%%

2025

$287.1K

-1.2%%

Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate

3.3%%

Below national average

Population Density

People per square mile

Homicide Rate

15.3

Medium (per 100K residents)

Political Lean (2020)

Competitive

R+0

Racial Demographics

White

60.1%

Black

30%

Hispanic

4.8%

Asian

0.7%

Two or More Races

3.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature

68°F

Annual average

Sunny Days

211

Days per year

Annual Rainfall

54.9"

Inches per year

Natural Disaster Risk

Moderate Risk

Score: 39/100

January Low

20°F

Average winter low

July High

84°F

Average summer high

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