Jefferson County, FL

Comprehensive housing, income, and cost of living data for Jefferson County, Florida. Population: 14.5K.

Median Home Price
$258.1K

Based on 2 cities

Median Household Income
$57.0K

Annual household income

Price-to-Income Ratio
4.5x

Moderately affordable

Salary Needed to Buy
$65.4K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,348

Average annual amount

Effective Tax Rate
0.52%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,305
Property Tax$112
Insurance$108
Total Monthly$1,525
Historical Home Prices
2015
$142.2K
2016
$149.7K
+5.3%%
2017
$149.1K
-0.4%%
2018
$153.9K
+3.2%%
2019
$173.0K
+12.4%%
2020
$201.6K
+16.5%%
2021
$235.8K
+17.0%%
2022
$268.1K
+13.7%%
2023
$283.9K
+5.9%%
2024
$290.4K
+2.3%%
2025
$287.1K
-1.2%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
3.3%%

Below national average

Population Density
24

People per square mile

Homicide Rate
15.3

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
60.1%
Black
30%
Hispanic
4.8%
Asian
0.7%
Two or More Races
3.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
68°F

Annual average

Sunny Days
211

Days per year

Annual Rainfall
54.9"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 39/100

January Low
20°F

Average winter low

July High
84°F

Average summer high