Jefferson County, IN

Comprehensive housing, income, and cost of living data for Jefferson County, Indiana. Population: 33.1K.

Median Home Price
$223.6K

Based on 6 cities

Median Household Income
$60.0K

Annual household income

Price-to-Income Ratio
3.7x

Moderately affordable

Salary Needed to Buy
$56.7K

30-yr mortgage, 6.5% rate, 20% down

Housing & Finance

Annual Property Tax
$1,191

Average annual amount

Effective Tax Rate
0.53%

Property tax / home value

Monthly Housing Costs
Mortgage (P&I)$1,131
Property Tax$99.25
Insurance$93.18
Total Monthly$1,323
Historical Home Prices
2015
$106.6K
2016
$112.1K
+5.1%%
2017
$122.5K
+9.3%%
2018
$128.5K
+4.9%%
2019
$137.0K
+6.6%%
2020
$149.5K
+9.1%%
2021
$168.2K
+12.5%%
2022
$187.0K
+11.2%%
2023
$198.9K
+6.4%%
2024
$212.1K
+6.6%%
2025
$224.0K
+5.6%%
Source: County price history data via Zillow ZHVI

Demographics & Economics

Unemployment Rate
2.8%%

Below national average

Population Density
92

People per square mile

Homicide Rate
12.4

Medium (per 100K residents)

Political Lean (2020)
Competitive

R+0

Racial Demographics

White
91.7%
Black
1.1%
Hispanic
3.4%
Asian
0.7%
Two or More Races
2.8%

Source: Census ACS 2023. Hispanic/Latino ethnicity counted separately from race.

Climate & Environment

Average Temperature
55°F

Annual average

Sunny Days
174

Days per year

Annual Rainfall
48.9"

Inches per year

Natural Disaster Risk
Moderate Risk

Score: 48/100

Frequently Asked Questions

What is the median home price in Jefferson County, IN?

The median home price in Jefferson County, Indiana is $223.6K. The price-to-income ratio is 3.7x, meaning the median home costs 3.7 times the median household income.

What salary do you need to buy a home in Jefferson County?

Based on a 30-year mortgage at 6.5% with 20% down and the 28% debt-to-income rule, you need approximately $56.7K per year to buy the median home in Jefferson County, IN. Monthly housing costs break down to $1,131 for mortgage, $99.25 for property tax, and $93.18 for insurance.

What is the property tax rate in Jefferson County?

The effective property tax rate in Jefferson County is 0.53%, which comes to approximately $1,191 per year on the median home.

What is the median household income in Jefferson County?

The median household income in Jefferson County, Indiana is $60.0K per year, based on Census Bureau American Community Survey data. The unemployment rate is 2.8%%.

Is Jefferson County a good place to live?

Jefferson County, Indiana has a population of 33.1K. Housing affordability is strong with a price-to-income ratio of 3.7x. The climate averages 55 degrees F with 174 sunny days per year. Compare Jefferson County with other areas using our cost of living tools to find the best fit for your budget and lifestyle.